Attention homeowners: Real estate appraisal services for in Yates Center and Woodson County

Here are the top seven reasons why KS homeowners call on Hibbard Realty:

  1. To get a pre-listing appraisal (whether they're selling the home themselves or using an agent)
  2. Challenge property tax assessments
  3. Remove PMI to cut their mortgage payment
  4. To reinstate your Home Equity Line of Credit (HELOC)
  5. Review another appraiser's report for verification
  6. In the case of a KS divorce, where property needs to be divided
  7. Settle an estate in KS by determining the true market value of property in question

Own a home in or near Yates Center, KS and need help determining the price of it?
Contact Hibbard Realty.

At Hibbard Realty, we understand the special needs of a consumer looking for appraisal services. Our regular business clients understand the appraisal process and the usual reporting formats. Being a regular person not in the real estate field that most likely doesn't look at appraisals on a regular basis,we will give you extra guidance and explanations through the appraisal process to more fully understand what we do and how we present our findings.

For-Sale-By-Owner (FSBO) / Pre-Listing Services

It's very hard to be objective about your house because you probably have an emotional attachment to it. The professional appraisers at Hibbard Realty will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic selling price so your property will attract many interested buyers, a professional appraisal is a very valuable negotiating tool once you have an attainable buyer. It gives you something tangible to show your buyer. The appraisal is an independent third party's opinion of your house's value, not just you saying how much you think your home is worth. Interested buyers assume you have an emotional attachment to your home and will be much more likely to give credibility to a qualified appraiser's value judgement than yours.

Need to cancel PMI?

Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is a preferred money saver for homeowners. Your monthly payments will go down once your mortgage loan is below 80% of the value of your house. In most cases you can apply to your lender to have the PMI eliminated from your loan. Hibbard Realty is experts in helping customers just like you abolish undesirable PMI insurance.

Challenge Woodson county's assessment of your property

If you live in a local area that is declining or not appreciating as much as other homes nearby, your local tax assessor may have your home overvalued. That means you are going to pay more taxes than you should. Since your property assessment may likely go up again in the next period, the quicker you take care of a matter like this, the better. A professional appraisal from Hibbard Realty is your chief weapon when challenging your property tax assessment.

Was your HELOC recently frozen?

If your home is in a declining area, your lender may just make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be inconvenient from a cash flow viewpoint, and harmful to your credit score since it may appear as though that credit line is maxed out. Hibbard Realty can provide you with an expert appraisal to help you reinstate your home equity line of credit.

Need Field and Desktop Appraisal Review Services?

Have you just gotten a copy of your appraisal and you'd like to have a seasoned expert double-check it for efficiency or do you want a second opinion without the expense and delay of waiting for a whole new appraisal? Hibbard Realty offers field reviews where we go out and check the subject and comparables. If you're in a rush, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? Hibbard Realty can help with that too. While usually requested by banks, you may wish to use this service if you suspect mortgage fraud related to your house.